|
Probably the biggest domestic concern in the U.S. these days is the health insurance crisis. Companies are faced with rising costs; employees are faced with less attractive and more expensive choices. For those with HIV, getting health insurance or life insurance is an even bigger challenge, as these examples suggest. If you are in this situation, review our legal booklet and research some of the web sites listed. Then, give us a call if you still need assistance.
Chai’s boss is shopping for new health insurance for his company, so all the employees have to fill out health questionnaires. The questionnaire specifically asks about HIV. Chai is worried that if he admits he has HIV, he’ll be denied the new health insurance. Also, he has to turn in the questionnaire to human resources, and he doesn’t want his boss to know he has HIV.
Mary wants to get some life insurance, but every life insurance company she’s called said she can’t have a policy because she has HIV. She wonders if there is any way she can get even a small life insurance policy.
Helen has been HIV-positive for years. She just got a new job and wants to sign up for health insurance, but she’s worried that the insurance won’t cover her HIV medications because her HIV is a “pre-existing condition.”
|
